CONFLICTED SURVIVAL GAME:
BEFORE THE SHTF!
Conflicted is a Survival Game. Each card in the deck has a scenario that will stretch how you would respond in an SHTF situation. What would you do? Leave your thoughts in the comment section below!
SCENARIO – The banking system in your country has collapsed. You have some supplies but your bank account cannot be accessed for more. There are however people who owe you money, and it dawns on you that either you need to collect now in cash or goods or risk never being paid again.
How would you go about collecting debts after the collapse?
READ: How to Get Your Finances Under Control So Your Family Is Financially Prepared for An Economic Storm!
Don’t forget to leave your thoughts in the comments below.
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Peace,
Todd
This article first appeared on Ed That Matters.
This article first appeared on Ed That Matters.
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Todd Sepulveda
I'm the owner/editor of Prepper Website, a DAILY preparedness aggregator that links to the best preparedness articles on the internet. I'm also a public school administrator and a pastor. My personal blog is Ed That Matters, where I write about preparedness and from time to time, education. Connect with me on one of my social media outlets below.
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I would go ask for what they owed me. Early on, the sooner the better.
If times are really bad, you probably wont be able to collect.
I am not going to resort to violence.
I don’t loan anything to anyone. If I feel someone needs help I may make a gift to them but I don’t expect repayment. The phrase “The banking system in your country has collapsed” can mean a number of things. It can range from the Bank is “insolvent” but still open to closed with no employees. As long as someone is unlocking the doors daily you should assume they are still trying to collect on their debts.
If you owe them anything expect someone to show up to collect. The only exposure I have to a banks collapse is the small amount of cash I keep there to pay bills. My concern are the taxing entities. For this reason I keep enough cash on hand to pay 2+ years of property taxes.
I would just forgive the debt and move on. Chances are everyone will be in the same boat cash wise, and taking goods from them just wouldn’t seem right since they will also need them to get through the hard times. Squeezing a friend for what is owed, especially in an already bad situation, goes against my grain. I think forgiveness isn’t just for wrongs committed, and forgiving a debt would be the higher road to follow.
Better be in position to hire a few bully boys to back up your play – along with this financial crash comes WROL – and even if there’s a few LEO around >>> they might be shooting at you also ….
I may be wrong but a few years back it was ruled that the money in your account is not yours. it belongs to the banks and that you are a uninsured creditor. It may have changed but I don’t think so. You can look it up. While you may owe them money you have to pay it don’t work the other way around. Always in their favor. You might want to rethink how much money you keep in the bank. While one never knows what the morrow may hold you can plan for it like everything was going to fail. What have you lost ? As far as someone owing you money, remember you can’t get blood out of a turnip if he don’t have it. He’s in the same boat as you.
Trying to get back money owed in a crash is asking for a death sentence. If the banking has crashed, no one has any money… Is the FRNs still being accepted that is in the peoples hands? It will be Dog eat Dog… Forget about what is owed to you and worry about your own back yard…
There is an old ‘rule’ of sorts in business. If you don’t collect your debt you lose not only the money owed, you lose a customer for life. People who owe you will avoid any contact with you because they know full good and well that they’re in arrears. It would be far better to talk with those who are in debt to you and offer to continue business with them in some fashion to not only eliminate the past financial problem, but more, to retain a good contact, possible income and/or societal support to and from. Surely those who have come to this point of thinking understand everyone has some skill or other that can be found to remedy the entire issue and thus move on into the uncertain future both parties are facing.
I don’t loan money to anyone except maybe my children. if I were in a position to help someone by loaning money or things it would be more like a gift because if they have to borrow they can’t afford it in the first place, which is why I don’t loan to people. if the banks fail we will all be in the same position, poor. having money in the bank is only good for as long as we still have WROL etc… it boils down to people have to take responsibility for their own lives.
With everyone in perhaps the same situation the loan should be put on hold but in acknowledgement that debt is active an honorable debtor should not object to working off the interest with their labor. That hopefully should keep things friendly and in perspective.